A guy buys a brand new Jeep Grand Cherokee for $30,000 and has $400+ monthly payments. He and a friend go duck hunting and of course all the lakes are frozen. These two guys go to the lake with the guns, the dog, the beer and of course the new vehicle. They drive out onto the ice and get ready.
Now, they want to make some kind of a natural landing area for the ducks, something for the decoys to float on. In order to make a hole large enough to look like something a wandering duck would fly down and land on, it is going to take a little more effort than an ice hole drill.
So, out of the back of the new Grand Cherokee comes a stick of dynamite with a short, 40-second fuse. Now these two Rocket Scientists do take into consideration that they should place the stick of dynamite on the ice at a location far from where they are standing (and the new Grand Cherokee), because they don't want to take the risk of slipping on the ice when they run from the burning fuse and possibly go up in smoke with the resulting blast. They decide to light this 40-second fuse and throw the dynamite.
Remember a couple of paragraphs back when I mentioned the vehicle, the beer, the guns and the dog?
Yes, the dog: A highly trained Black Lab used for retrieving – especially things thrown by the owner. You guessed it, one of the men throws the dynamite, the dog takes off at a high rate of doggy speed on the ice and captures the stick of dynamite with the burning 40-second fuse about the time it hits the ice. The two men yell, scream, wave arms and wonder what to do now. The dog, cheered on, keeps coming.
One of the guys grabs the shotgun and shoots the dog. The shotgun is loaded with #8 duck shot, hardly big enough to stop a Black Lab. The dog stops for a moment, slightly confused, but continues on. Another shot and this time the dog, still standing, becomes really confused and of course terrified, thinking these two Nobel Prize winners have gone insane. The dog takes off to find cover, (with the now really short fuse burning on the stick of dynamite) … under the brand new Cherokee.
Dog and Cherokee are blown to bits and sink to the bottom of the lake in a very large hole, leaving the two idiots standing there with this "I can't believe this happened" look on their faces. The insurance company says that sinking a vehicle in a lake by illegal use of explosives is not covered. They still had yet to make the first of those $400+ a month payments.